We have some similar products in the insurance sector as well. While they are great, it makes sense to to invest in a slightly high-risk, high-yield investments when you are in your 20s even 30s.

We have small shopping mall sized jewellery stores in my city! Gold is bought like vegetables in the market on some days! haha!

I'll check the link. Thanks for the same. Hope to see your comments on your future articles as well! :)