The best thing to do if you have million of steem in your account are the following; get one flash drive, save all you password and ptivate keys inside. Then on the notepad again. Write an indtructions how they unlock you account.

For security purposes only half of your password is written on one usb and the other half password will writen on separate usb, same with username. Then rent some volt in a bank were you store you drive and paper backup. It should be in two separate bank. Finally make a will sign and witness with attorney