I believe you are looking at it and calculating it all wrong.

Potential Post payout is shown in USD (with the expectation that 1 SBD is worth 1 USD).

100 USD post... 75% = 75 USD
50/50 is 37.5 SBD and 12 Steem
(Steem is valued at $3 USD on the market now. So you get 1/$3 or 1/3 the Steem than the SBD..... 1 SBD IS CALCULATED AS 1 USD.)

Now lets look again....
$100 USD post gets 37.5 sbd valued at $375 USD plus 12x3=36 USD from the 12 Steem...
Gives you a payout of $411 USD for a post that is supposed to only be worth $100.

We are actually making about 4 to 5 Times MORE than we are supposed to be.

We are not getting jipped.... We are making an un-earned/unintentional WINDFALL.