Thanks @shayne... it is a new paradigm. And it will take time to gain acceptance. I'm old enough to remember when PayPal was a new thing, and people thought it was "a scam" and "unsafe" to send and receive money that wasn't tied to a bank or Western Union. Today? Most of the world's businesses take PayPal, and half the world's individuals have the PayPal.me app on their phones.

Patience!