Thoughtful comment - shows you are thinking and planning.

Best result for any individual is prices are low for a long time to allow maximum entry, and then price takes a huge jump when you need your money for other purposes.

Applied to the stock market, the best result for anyone in their 20's, would be an 80% crash, so they can invest maximum now and get most for their money. With the market recovering in 30 years back to new highs, when they need to start withdrawing money.

Of course an 80% drop in stock market would be on the back of other major real world calamities, so no one of any age would practically want the 80% drop

But I see the principle of what you are saying

STEEM On!!
DaveB