Thanks for the comment Zeke, great as always :-)

Some interesting things you refer to, I will definitely take a good look at those.

When it comes to debts, I basically have one big one: mortgage. I think for most people who don't want to spend a lot of time thinking about what to do with their money or who are risk averse, paying of their house is a good idea. Personally I prefer liquid assets, because if an opportunity comes by tomorrow and my money is locked-in in my house, I cannot take advantage of it ;-)