It's a strange sentiment in crypto people:

We don't want laws! But we will assume that there are laws.
We don't want banks! But we want to have all the functions provided by banks.
We want those to be FREE! Although in real life, you can get the whole package for several dollars per month. Even if it's 100% free, it still less than 100 $ per year
We want to stay anonymus! But giving all personal data for KYC airdrop - no problem :D

Most of the time, those people behave like some Old Greeks from 7000 years ago:
"We should build a Society! Now... Let's see... We need some rules."

Once big players step in, like Libra, you will see that the only viable solution is 99% of "classic approach" and several percents for a bit different interface.
It is not going to be 100% revolutionary