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APR means 'Annual Percentage Rate' If you keep your steem dollars in the account you will gain 9% per year, compounded monthly.

Liquid steem will lose value the longer you hold it, so power up (best option), sell them, or trade it away for steem dollars.

Well that is cool! Is it always 9% or does it ever change?

It does change. It is now 0%.

Anyone know if there are plans for the APR to come back, or are the "good ol' days" over?

The APR rate is decided by the top witnesses. Witnesses are those who have servers dedicated to Steemit and the transactions with the coin.

If they decide to increase the APR, it will come back. There would have to be a need for it. The previous need was to have people hold onto their Steem, so the APR was the tool used to encourage that.

It was nice when it was happening - free Steem!

Thx @getonthetrain, your comment was helpful. Are there any official announcements or explanations out there on this APR topic?

It all happens behind the scenes. Your best bet to keep up with this type of info is to follow the top witnesses as they sometimes make a post with the changes they do (or are planning).

so, when do they pay your for holding SBD. At the end of the year, monthly or daily basis?

Thank you:)

Thank you! This is very helpful to a newbie like me:) I was confused on all those terms and not sure what should i do on SBD SP and steem . (Y)

Im new here
This was helpful
Thanks! 👍😊

If i power up how will affect my account?

Your vote will be worth more :)

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