Okay, I think I'm getting more of a handle on where you're going with the church now. Some great tips. Not entirely sure I'm ready to confront someone about being fat though, they probably hit harder than me! 😅

Number one is a fantastic tip and rightly at the top. For those who have yet to get those shackles I recommend never getting a loan of any kind to start with and yes, that includes a mortgage! There are other ways to buying that house.