Wow, @botefarm, I am very grateful for your advice and for you reading all of the articles listed. I am unsure on the vote buying, my main purpose is it is boosting my reputation score quickly and I hope this helps my visibility down the track, kind of an investment for the future. Best of luck with your own situation - usually there is always a light at the end of the tunnel. Assess your situation realistically, work out the best way to fix it (get some advice from an expert if needed) and then take the action required to change your situation. Good luck and lovely to meet you.