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RE: Steem 2020 is about having a "SMART U"
I personally think that utility accounts will replace user accounts in many cases, and that this should be the case. A million MAU application might only need a dozen accounts and enough steem power to abstract some of this away from the end user.
Nice acronyms! I think the best advice is SMART goals for all users!
I have sent you an INCOME token in appreciation of your sharing in the discussion.
Thanks! I think utility accounts will increase as the Steem platform grows. The @leo.syndication account is one such account. It makes sense to have more of them eventually if we want to hit mass adoption
However, I still hope to see more individual accounts coming on board.