I'm in that position to sell/cash out since I'm here, from January last year. When I learned what Steem is, I couldn't sell/cash out, I just couldn't.
Now I got a job in RL, so I will buy Steem for the first time and postpone my cashing out.

So, I'm not selling nor cashing out. I just collect my Steem to have more benefits for the next years ;)

Imma simple man hihi