Steem earned, you can also consider using some of your payouts to convert Steem/SBD every month to a wallet support by Ledger as well! @blocktrades is great for it!

That is an idea that I have toyed with but have never tried. I have to start getting more serious with it all though as every day I see more potential. I met @blocktrades at Steemfest and he was one of the people that opened up a few more lines of thought on various matters. There are some very smart people around here, the future of Steem has a great deal more potential in it than many give it credit.