The incentive is there, but it depends of timeline and perspective. The immediate return is not available for most, unless living in a very cheap country.

The community framework is just some code. What needs to happen to make them really functional is to have apps built for them in the same way, Appics, Steemhunt or others have built for the basic blog. Once developers start thinking wider, a lot of innovation can take place.

The crashes need to be sorted out, instead of people worrying about their missed earnings. As I see it, stability is fundamental to SMTs, not the reward pool, as every SMT will have its own.