There are loads of good ideas floating around and as much as it hurts my pride, nobody gives a flower about what I think of them :-)

What matters is what gets implemented. And what gets implemented depends on the politics of steem with the Discords and the "other communication channels which shall not be named" and so on and so forth. Like in real life :-)

Thanks for contributing to the debate! :-) I let the "powers that be" answer what they think about the loans idea :-)