I am never bored and luckily for me, I don't believe in heaven or hell

Yeah! that's precisely the case. You now are never bored because you currently aren't filthy rich.

At the end of life, the lights go out, whether rich or poor.

That's the thing. I'm not talking nor never mentioned the after-live in my comment at all. I've said it and implied while you are here, now, in the present and kicking the ball hard well alive.

Once past death there is nothing to worry about. Nor goodness, nor evil, nor heaven, nor boredom forever. ;)