And then some. You hit the nail right on the head, but it is as with everything in life, if you put in diligently you are bound to start getting out.
I also started out from scratch and man it's been hard and I'm nowhere near where you and many others are at, but keep plowing forward with every moment I can spare. I've grown for sure and still don't understand all the terms and figures as I am not a numbers guy, but quitting is not in my nature so there is no stopping now. Very nice informative piece thanks man