Some important considerations, especially for people who are just arriving these days. I feel the SMT update (if that is indeed ever going to happen) will make Steem hugely enticing to many new users. The bear market has taught me that a flushout of people is not always necessarily a bad thing - it separates the weeds from the chave and those who held on through the tough times will love themselves for not having sold all their steem at the worst time.
Even if we go back to 5 cents, I don't see this bear market being the end of Steem. The only thing that could effectively kill it is an all around more-thought out alternative on EOS which we have nothing but hints for at this time.
Great article!