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RE: What future for minnows after HF21?
I think of this as a move towards the future of STEEM. I would encourage small users to focus on their tribes or (SMT's soon), where they will get more visibility and better rewards. These can be turned into STEEM if you want.
In the future with more users, people will only be earning small amounts of STEEM anyway so it is the different tokens that will be earned by the users.
Tribes have great potential. You get much better signal to noise there and can be earning well from the tokens. I hope that SMTs and communities will also open opportunities for better engagement.