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RE: The hidden costs of middlemen
Certainly a large difference and this is just a portion of the advantages that blockchains provides and will use to disrupt traditional systems. I think projects will ultimately come in and compress those margins more cia competition so that more stays with the investor over time.
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As an investor into something where the returns are quite static, a 19% difference is massive. And if powering up, that is compounded in both directions. A loss for the investor, a gain for the owner.