I just got a Shift card which makes payments from an on the fly BTC to dollar conversion. But I don't think I'll use it much, if I want dollars, I'd probably just convert and send it back to my bank account. But it does save a step I suppose. So it was $9.99 for the card to set up. Besides that the only other BTC payment I have made was for about $22 at an online drugstore. Keeping track of the capital gains will limit my use of BTC payments also. I hate doing my taxes. https://steemit.com/bitcoin/@mrakun777/bitcoin-payment-card-for-us-shift-card