Ups and down are part cryptocurrencies. A little rumours can create FUD among the traders and price fall downs but the most important thing i have seen that it recovers very rapidly. I don't have fiat to buy crypto otherwise this is best time to buy cryptocurrency its like we are getting a huge discount in crypto sale. There is nothing to panic it happened due to the Binance and SEC regulation rule. Everything will be all right in few days. If you have lot of steem like you have you don't need to worry about market crash because we can earn steem and recover we get some loss in other cryptocurrency. All i can say is buy the dip.