it is us who are making the consumer choices on what we buy and, who we buy from.

Yup!
What a dismal state of affairs!

There is a long way to go in crypto and it will change heavily over time. Looking at it now as the product is like looking at a Model T Ford as the end of development for the car.

Very good analogy, I agree.
(I don' t suppose you have a Tardis that I could borrow, do you? lol)