That kind of puts a dent in the dream of offering merchants a payment system that utilizes Steem\SBD. That's basically the only edge we have against other zero fee coins.
If we want mainstream adoption, a peg to fiat will get us there faster than slower. And might even be a necessary step to get there.
I honestly hope HF21 will reverse this issue, because 1SBD = 1USD is how it meant to be :/