You have to understand that there is less than 1% of the people on the planet in crypto right now and if you think of crypto in the early stages like the internet back in the mid 90's then you will understand that there will be hundreds if not thousands of coins or tokens that will come out that will fail. But there will be just as many coins and tokens that will make it in some form or another... Crypto is not going anywhere anytime soon.. it is here to stay and will change everyone's lives just like the internet did and mobile phones have done. If you want to invest in crypto and I recommend everyone to invest at least something, even if it is only $20, just make sure you do your research first and do not invest more then you can afford to lose.. the upsides outweigh the downsides this time. Do not be the person that looks back at this in 10 or 20 years and says only if I had invested something... Go without take away food or quit smoking or drinking or anything else that is a waste of money and use that money to invest in crypto.. even if crypto does not work out for you , your health will thank you in the end.