Centralized currencies are not OK, that is the why bitcoin was created. Do not believe in the propaganda they're selling you.

The belief that the human race is a horde of vermin whose unconstrained aspirations and appetites endanger the natural order, and that tyrannical measures are necessary to constrain humanity. We must reject antihumanism and embrace instead an ethic based on faith in the human capacity for creativity and invention.We must believe in freedom and not regimentation, in progress and not stasis, in love rather than hate, in life rather than death, in hope rather than despair.