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RE: Does the 13 week powerdown period prevent investing in STEEM?
I think incentives drive behavior and it really depends on which type of crowd you want to attract. Having a long power down period will likely attract longer-term users/investors. On the other hand, reducing the power down period will invite more short-term speculators.
The ideal scenario will be to have a few lock-up options with different duration. Of course the longer you lock-up the higher the ROI. Loom Network is one such crypto project which is doing this.
Yes, just any bank around the corner would provide literary dozens different options to stake for its customers. And why? Because there's demand for those different options.
The arroganse of blockchain developers who are sure they can go on ignoring peoples needs is astonishing.