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RE: If Steem changes, you are gonna be Ok
II think you've really hit the nail on the head with the creators are not investors. I like writing here, but I don't have any personal incentive to buy Steem and power up. I would if I had lots of spare cash lying around, but I prefer to have a small power down to withdraw to different baskets.
That said, I do write and interact mostly on Steem, even when people fled for new shiny forks... So I am committed to the platform, but we all show commitment in different ways!