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RE: That Steem investor and the Steem investment layer
I saw a post about the upcoming steemfest, and one of the people are going to accept steem as payment at their coffee place or something. I don't remember who it was or the post, but a real life example of steem moving beyond the block chain.
Yes, there are a few who take steem and in some places in the baltics, Samsung stores take it too.