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RE: Simplicity of investment into complexity
Investors will be able to evaluate the infrastructure and process, while users will be increasingly exposed to simplified and still monetized applications that are much more enjoyable to use when there aren't the investors and devs crowding the view.
Yep, this should be the future for Steem interfaces. A simple sign-up / on-boarding process and following that, the user only needs what they need to see to get by. If their interest grows, then they can delve the rabbit hole further.
This is what I think will have to happen as the hurdle is too high for most to go the other way and have to learn a lot before getting interested. Investors will do the work for their own peace of mind anyway.