I hate to burst your bubble, but we already have permissionless money (Bitcoin) with network effect and a multitoken blockchain with network effect (Ethereum). So why use Steem/SBD? They do not even hold their value very well. SBD cannot keep its peg to the USD. I can watch the Steem blockchain with a VPS paying around say $10 a month with a very small amount of hard disc and process payments. Let's see you do that with bitcoin (huge blockchain download size) or ethereum (also huge) that's not talking about transaction fees. We have better utility with Steem/SBD and there isn't such a fear in changing the way things work. Do these advantages translate into economic success? only the crazy "Mr. Market" will decide.