I agree with most of this, but not about Celtic. I think they will be exposed again against Bayern. Their problem lies in the poor quality opposition they face week-in, week-out in the Scottish Premier League. They have no problem blowing away teams like Partick Thistle and St. Johnstone, but this leaves them seriously under-prepared to face teams with any real pedigree. Bayern won't even need to break a sweat to win it. As for Atletico, you could well be right, They should obviously be firm favourites on paper, but the lack of confidence caused by their poor run could have an effect. They really need a goal in the first 20 minutes or so to settle their nerves.