How to create a smartcard anytime anywhere and load it with smartcash

Have you ever applied for a debit or a credit card? Unless it comes in a package deal with your bank account it is quite likely that getting one requires extensive paperwork and verification.

The joke that goes around for credit card is that you have to prove that you do not need a credit in order to get one.
Getting a credit or a debit card is only half the battle. Using it the other half.

Not all merchants accept all kinds of credit or debit cards.

Another thing that I have noticed is that in a lot of cases the merchants are reluctant to accept plastic payments.

I have come across instances where they offer slight discounts to if you make a cash purchase.
Do you know the reason for this?
I will explain. The merchant has to pay a fee which is like 3% or more to the card processing company.

This fee is a percentage value of the goods or services being sold so if a product is sold for $100 the fee that has to be paid by the merchant is 3/100 X100 = $3

Now if the product being sold is for $1000 then the fee would amount to 1000 X 3/100 = $30

Now as an alternative look at smartcard from smartcash https://smartcash.cc
These are cards that operate at zero transaction fee.

They charge only a tiny network fee which works to a fraction of a cent.

Even this network fee remains fixed and does not increase with the transaction value.

Therefore a $100 sale and a $1000 sale billing would have the same transaction network cost that is a fraction of a cent.
Do you know why this is possible?

The reason is there are no financial institutions or banks involved in the middle.

The smartcash https://smartcash.cc moves directly from the buyers account to the merchant account.

Unlike a fiat transaction through a plastic card which can take days for the money to be credited into the merchants account, here the financial transactions are instant.

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