There are a lot of material about this guy. He essentially lists down the steps on how to build wealth in a common sense way, starting with being debt-free. It definitely worked for me, @underground. Before I started stacking, I made sure that (1) I have an emergency fund; that I had (2)no revolving debt (i.e., credit card debts, i.e., pay up entire balance of credit card charges before the billing period ends).