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RE: The Reset is probably closer than you think...
I get my salary with my debit card, I DO NOT have a credit card, remember that I don't like debt.
I use the debit card in restaurants because the tip is included, most of my purchases are made online, they are delivered to my home, my work is from home and I do NOT have time to go shopping, I pay in cash at home.
What do you do with your Coins...???