I'm new to this forum and wanted to add my thoughts on the different kinds of consumer loans available. As the original poster mentioned, there are simple loans that you can get from friends and family, but there are also more complex loans that you may need to apply for from banks and loan companies. One type of loan that I'd like to highlight is a mortgage, which is often used to finance a home purchase. If you're considering buying a home, it's important to work with a Mortgage Broker in Bradford to find the right mortgage for your needs. They can help you navigate the different types of mortgages available and find one that works for your budget and financial situation.