I agree. The vesting and saving options are preventive measures already taken even if keys are lost or someone has access to your account.

It is also unique in many ways. My wallet is simply @ilyastarar and nothing else. It has private keys which are secure but if someone has to transfer Steem, SBD or SP to me, ilyastarar is all he or she needs to type.

What a simple way to transfer crypto!