I love BCC and yes they guarantee some small things a measly sum of 0.25% BUT That's because all my loans are over 10k... SO whatever the percent is I ALWAYS get 0.25% without a hiccup and to me these guys are geniuses no scam artists. The guy who created this ruined it for the stupid sheep followers and just lost them over a million dollars or atleast for people who can invest 100k or more