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It's better if STEEM is worth more, but the purpose of SBD is to have a constant purchasing power.

doesnt it only matter in one direction, meaning: if steem drops to less than $1, then having SBD saves you from that loss. But in the other direction, who cares? Like let's say you have 2x steem at $1, you turn it into SBD, which is trading for $1.50. Then Steem drops to $0.50. So...you can still get 2x steem for each SBD. Or you can sell each for $1.50...What's the downside?

Nah, price stability works in both directions. I'd like a safe harbor for crypto profits, but right now SBD isn't that because it has this huge downside due to trading at a premium.

I think you understand this better than I do - can you give me an example situation where having more expensive SBD would be bad?

Right now is a good example. With bitcoin booming, anybody who wants to protect their profits needs a place to put their money that won't lose value -- and SBD is generally supposed to fill that role. However, right now SBD is guaranteed to lose over a third of its value as it drifts back down towards the peg. So now one of the key use-cases for SBD is broken.

Ahhhhh. Got it. Thanks for the explanation!!

Or say Steem goes from $1 to $2. Having SBD during that transition is bad for you. If it's worth more than $1, it's not as bad.

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STEEM 0.25
TRX 0.20
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SBD 3.83