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RE: Why SBD is trading so high (and how you can help)
Yeah. The interest rate is particularly confusing because it's designed to incentivize people to hold SBD in an effort to make its price rise, but it's actually increasing the supply which should make the price go down.
To see whether it's better to sell SBD internally or externally, you just have to crunch the numbers every time. There aren't any hard-and-fast principles.