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RE: The Ultimate Guide to Frugal Living / How I Can Afford to Live in A Condo in Hawaii
Rather than having a specific savings goal, I'm beginning to think that having passive income is the smarter way. For me, penny-pinching and track my spending habits is kind of daunting and difficult. However, saving is easy. But then if my spending money is gone I go to my savings and then I have to start over again. It's like a vicious cycle.
I used to penny pinch, Imma be real... That made me feel hella poor xD
I think that being able to see how much is being drained from your account has a negative psychological effect on us. I think that by passively saving and not trying to get immediate satisfaction from saving on impulse (buying something on sale instead or using coupons for things we don't really want). By treating saving as a plan, we can make better financial choices in the future.
If you ever find yourself in Hawaii one day, I'll show you around! c:
Heres to limitless wealth!~