Money etiquette: rules that everyone should know.
Other people's expenses and choice
Try not to discuss another person's spending. Even if it is your very close friend. Do not invite him to an expensive trip, arguing that his income is higher. Such an offer can only spoil the relationship. It is not necessary to discuss behind the back of the choice of people. If your friend went, for example, to a more expensive manicure master, when she could choose a cheaper option, it's only her choice and preference.
Accounting for the financial position of the company
Even your close friends don't always let you into their financial Affairs. Do not insist on meeting them in an expensive restaurant or cafe, your friends may have temporary difficulties that will not allow them to pay a large sum for one evening. Just ask where they would like to go and discuss the idea together.
Group gift
This is a typical situation in the office: someone's birthday, planned holiday and so on. Do not insist on a certain amount, as the salary of all employees is different, as the situation. Someone calmly throw in a piggy Bank $50 for a gift for the boss, for someone and $20-a lot of money that they did not plan to spend. Ask who and how much money can give.
Account division
If your friends have had a Cup of coffee and you have tasted a good half of the dishes on the menu, there is no need to offer them to split the bill equally. Share fair: one ate, the for and paid.
Payment for friends ' services
Don't ask your friends to do something for you for free or at a discount. Is your friend a genius photographer? Wonderful! Then pay for his services in full. Remember that he will spend the same amount of time on you as on other customers, and any work must be paid.
Complaints about money problems
Do not complain about the lack of money for some new clothes to friends, especially if they earn less than you do. Imagine how you look in the eyes of friends when you report that you can not raise money to buy the latest model of the smartphone for a month, when your interlocutor has not yet changed his button phone.
The cost of things other people
Have you noticed your friends ' new phone, shoes or watch? You don't have to ask if it's expensive. People are usually not eager to discuss their spending on new things. If curiosity is haunted, the Internet will help you.
Debts due
Do not be offended if a friend refused to give you a loan – it's normal. But if any amount you still took, then indicate the exact time when you can return it. And keep your promise.
From a sense of duty
If you don't want to lose a friend, don't lend him money. This is the Golden rule! Although in debt all same give can be, but only then, when you can afford it. If you have an unstable financial situation, you need funds to repay the loan, and a friend asks to borrow up to pay, do not infringe on yourself – refuse.
Teachers by expense
Never, under any circumstances, teach people to dispose of their own money. You don't take out loans and spend $200 a week on food? Fine, but that doesn't mean everyone has to live like that. Such "lessons" will only cause irritation to you.