Your article is superficial. I'm sorry but you do not know what Ripple technology means. Yesterday we have an official news from Ripple in which the first bank institution to use XRapid and the XRP currency in cross-border payments was announced. Please keep in mind. Here's the link and look the most important part of the news:

"In a precedent-setting moment, Cuallix became the first worldwide institution to use xRapid — Ripple’s solution that utilizes XRP as a liquidity tool — to reduce the cost of sending cross-border payments from the U.S. to Mexico."

Source: https://ripple.com/insights/ripplenet-grows-to-over-100-financial-institutions/

Actually you just wrote nonsense in the article. Anyone can send XRP anywhere. No limitations. You only need a valid address. If you think this article will be voted on Steemit, you're wrong.