interesting thoughts! I'm also going to invest in Ripple, because I think that it's going to go up in the long run. However, I think right now it is overly hyped, because people just say that Ripple works with banks. The problem I see is that banks move really really slow - and therefore it will take time that Ripple will be used. This is why I think that Ripple will eventually be go way up from where it now is, but why I think that the price will fall in the next few months.