Ripple

Ripple should develop its own business, and applications. No body should get hurt entering at the top if the proposition is not sustaining. There are many ways to become transparent in this beautiful space. 'Believe me' principle does not work. There are no incentives for the bankers to hold xrp as reserve; for the matter of the fact, Bankers are responsible for the public good, the crypto is a private wealth, value creation machine. Bankers will not hold any kind of 'crypto private wealth' as their reserve, the question remains is what if gets crashed for everybody.