Nice blog. I was about to start a similair discussion. I do believe most coins are currently overrated. But the future lies in blockchain. I found this great website: https://www.coincheckup.com Every single coin can be analysed here based on: the team, the product, advisors, community, the business and the business model and much more. Go to: https://www.coincheckup.com/coins/Ripple#analysis To see the: Ripple Research report