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RE: RIPPLE NOT A CRYPTOCURRENCY!!?
It may or may not be true, but can still be a store of value somewhat. Though I think there are many better choices. Just seems Ripple is going for the integrating with banks route instead of a more adaptable, open and flexible coin.
I would say this is correct atm.
Ripple understands each coin needs an actual use case.
Theirs is banks
That does not make them a shit coin
It actually makes them one of the few coins with an actual current real-world use case it is fighting to solve.
That's a really fair point. Makes me think that this is where Stellar Lumens can capitalise