Let's just ignore all the stupid btc and eth or any other "decentralized only" whales here especially those ones even campaigning to boycott ripple (lmao these purists make me laugh). The ones who are pseudo-anarchists who think they can shut down banks (lmao) by using their beloved "decentralized (but ironically owned by whales and large chinese mining farms)" coins. I also like ripple and I hope in the future they can mandate the use of xrp for banks.