In theory this all sounds good and uplifting, but we should remember that sometimes failure can be kind of fatal, not just a stepping stone to success. Some people do manage to turn their failures into successes, but others might have their failures lead them to really bad places like homelessness. And once you're homeless, it's really hard to break the cycle and start looking for success again.
It's true what you are saying, and I back your opinion. But the person has the choice to try again. I know people who had everything, and lost literally everything. But they did not take no for an answer, and they are working their butt of everyday to make a living. They made the choice. Somewhere in life you need to make the right choices, but without God helping you make your decisions, can sometimes lead to a nasty place.