To add to your point, its advisable to invest in smaller coins with a moderate amount. Steemit coin is only going to grow. As at today one steemit coin on coin market cap is $3.09, now Imagine investing 100 - 500 usd and leaving it for 6 months (that's money we use for things we don't need anyways) . After 6 months or 1 year that steemit coin would have grown to 20 usd worst case scenario. That's some good money. That's being smart.